What is interest rate of HDFC solitaire card?
Fee and Charges of HDFC Solitaire Credit Card
|Joining Fee||Rs. 500|
|Annual Fee||Rs. 500 (waived off on spending Rs. 50,000)|
|Charges on Revolving Credit||3.6% p.m. | 43.2% p.a.|
Does HDFC solitaire credit card have lounge access?
500 annual fees for the first year but if you spend Rs. 10,000 within first 90 days from date of receipt of card the annual fees will be waived off and from second year onwards you need to spend Rs. 50,000 in the entire year to get your fees reversed. Complementary Airport lounge access: No.
Does HDFC charges for low balance?
HDFC Bank charges a fee to the tune of ₹ 150-600 (excluding taxes) for insufficient balance in regular savings accounts held in its metro, urban and semi-urban branches.
What is the value of HDFC credit card points?
You can earn 2 Reward Points for every Rs 150 you spend on this card and get 2x Reward Points on all online transactions. You can choose to redeem these Reward Points for CashBack credit where 100 Reward points equals to Rs 0.20 or airmiles across major airlines programmes where 1 point equals Rs 0.30.
What is card membership fee?
When you’re looking at credit cards, you’ll probably notice some include an annual fee. And you may find that the extra perks those cards offer make the fee worth paying. So, what is a credit card annual fee? Simply put, it’s a yearly cost you pay to use certain cards from some issuers.
Can a housewife get a credit card?
Is it possible for a housewife to apply and get a credit card? Yes, housewives can get a credit card. However, this may be via an add-on card. They can also have a fixed deposit at the bank through which they can easily apply for a credit card with the bank.
How is AMB calculated?
To calculate the MAB, you need to add each day’s end-of-the-day balance and divide it by the number of days in that month. Assuming, a bank asks that you maintain Rs 5,000 as average monthly balance: On July 1, the balance in the account is Rs 5,000. On July 12, withdrawal of Rs 4,000 takes place.
What happens if AMB is not maintained?
In metropolitan areas, there will be a charge of Rs 100 plus service tax, if the balance falls below 75 per cent of the MAB of Rs 5,000. If the shortfall is 50 per cent or less of the MAB, then the bank will charge Rs 50 plus service tax.
Which HDFC card is best for cashback?
HDFC Millennia Credit Card After HDFC MoneyBack, HDFC Millennia is best suited for cashbacks. It comes with an annual fee of Rs. 1,000. The cardholders can earn cashback and welcome benefits on spending with PayZapp and SmartBUY.
Which HDFC debit card is free?
NRO Debit Card** Rs. 150 + applicable taxes. **For HNW Customers (Classic, Preferred & Imperia), the Debit Card will be free, as long as the customer is part of the respective program.
How can I avoid my HDFC debit card charges?
Premium account allow all such transactions for free: So, if your pocket allows switching to a higher or premium category bank account, will help you get rid of all such charges. Say for instance, HDFC Bank’s Savings Max account offers free transactions at all ATMs clubbed with other benefits. 2.
Is annual fee monthly or yearly?
If you have a card with an annual fee, it likely appears on your monthly statement once a year. Typically, the fee shows up on your first statement after you open the account and then every 12 months after that. There are also some issuers that divide the annual fee into monthly payments.
What are annual fees?
Annual fees are the amount you pay for the benefits that come with your credit card. Not all credit cards have these fees. Generally, the higher the annual fee, the more benefits the credit card provides.
Can salary account apply for credit card?
Salary is a crucial deciding factor for credit cards. Someone earning say Rs 50,000 per month is eligible for a different type of card than a person earning Rs 25,000 per month. On an average, income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.